If you really want to bypass your stereo amplifier in your 1995-1999 Explorer here is how to do it without buying any kits that may or may not be the right one.
Locate the amp in the right rear of the Explorer under the right side rear window. Unplug the two connections and connect the following wire colors together. If you are color blind you will need help here.

Orange/Light Green to Light Green
Light Blue/White to White/Orange
White/Light Green to White/Red
Dark Green/Orange to Brown
Gray/Light Blue to Light Blue/Black
Tan/Yellow to Yellow
Orange/Red to Purple/White
Brown/Pink to Light Blue

The following colors are the ones in the dash that you will need to connect to the head unit.

Left Front (+) to Light Green
Left Front (-) to White/Orange
Right Front (+) to White/Red
Right Front (-) to Brown
Left Rear (+) to Light Blue/Black
Left Rear (-) to Yellow
Right Rear (+) to Purple/White
Right Rear (-) to Light Blue

This is the combination that worked on my 1996 Explorer. To find this out it took a lot of research.
My thanks to the wonderfull folks on this forum and the experts that are not afraid to share thier information on www.the12volt.com you both rock.