How much is your insurance?
#1
How much is your insurance?
This topic came up in the "Roll Call" section, and I figured it'd be neat to see it in its own little thread.
State your age, sex, vehicle, whether or not you've been in an accident, if you get a "good student discount", and how much a month your insurance is.
Like I stated in the other post, Im an 18 year old male, and the insurance on my 91 Ranger has been $42 and some odd change per month. Never been in any wrecks, and I get the good student discount.
I also have a 95 F-150 with a 351W, dead E4OD tranny, soon to be swapped out for a ZF heavy duty manual 5 speed, and I paid roughly 100 a month. I dropped the insurance since the forward clutches are locked up, and I'm not goin anywhere with it!
State your age, sex, vehicle, whether or not you've been in an accident, if you get a "good student discount", and how much a month your insurance is.
Like I stated in the other post, Im an 18 year old male, and the insurance on my 91 Ranger has been $42 and some odd change per month. Never been in any wrecks, and I get the good student discount.
I also have a 95 F-150 with a 351W, dead E4OD tranny, soon to be swapped out for a ZF heavy duty manual 5 speed, and I paid roughly 100 a month. I dropped the insurance since the forward clutches are locked up, and I'm not goin anywhere with it!
Last edited by handyman43358; 03-02-2006 at 06:57 PM.
#2
18 year old male, 1 minor accident at 16, one speeding ticket at 16 (but I don't think they added for that, according to my bill)
1997 Ranger, liability and comprehensive, no collision
When I was living at home, in MA, it was $2100/year (I save $5/month by paying lump-sum). Because I've taken the truck to Maine (which has MUCH cheaper rates) the stupid sons of guns RAISED my insurance $400. I really need to switch the registration up up here...
This is equal to $6.57 EVERY DAY of the year.
(I don't have collision because with the mileage, one year's worth would be more than the value of the truck. After the deductable, there was almost no way it would have been to my advantage.)
EDIT: I don't get a good student discount because I'm too stupid and lazy to call and do it.
1997 Ranger, liability and comprehensive, no collision
When I was living at home, in MA, it was $2100/year (I save $5/month by paying lump-sum). Because I've taken the truck to Maine (which has MUCH cheaper rates) the stupid sons of guns RAISED my insurance $400. I really need to switch the registration up up here...
This is equal to $6.57 EVERY DAY of the year.
(I don't have collision because with the mileage, one year's worth would be more than the value of the truck. After the deductable, there was almost no way it would have been to my advantage.)
EDIT: I don't get a good student discount because I'm too stupid and lazy to call and do it.
#3
18, no accidents, and I drive a 1996 Volkswagen Cabrio(don't ask i know its a chick car) and my insurance is $1000 a year with no student discount. This is in Pennsylvania. I can't wait to find out what ridiculous sum I'll be paying for the 1973 F-250 4x4 with the 360 in it after dad and I finish restoring it.
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#8
Join Date: Jun 2005
Location: Somewhere in da corn,Iowa
Posts: 495
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17 going on 18 year old, male, in Iowa. I have both my vehicles insured under leisure vehicles, and it is completely legal to do it that way.Unfortunately since the vehicles are under my name, but they are leisure vehicles, I cannot get the "good student/driver discount". But I haven't had an accident. My brother-in-law works at the company I get my insurance through, and he found the loop hole that I could register both under leisure vehicles.
My 54 Ford F100 street rod is an agreed upon value at $35,000(comprehensive, collision, under/un-insured driver, the works) and it is only $52/month and my Contour SVT(comprehensive, collision, & under/un-insured driver) is now $65/month after my most recent speeding "notice".
My 54 Ford F100 street rod is an agreed upon value at $35,000(comprehensive, collision, under/un-insured driver, the works) and it is only $52/month and my Contour SVT(comprehensive, collision, & under/un-insured driver) is now $65/month after my most recent speeding "notice".
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$1100/year (I'm registered as primary driver on my parents plan) on my 95 xlt f-150. prolly has to do with the 351W and the 4x4...
I got one speeding ticket (in the dag gone minivan!!!) 44 in a 25... didn't get any points... but was a hefty sum. The magistrate was "reluctant" to take off the points. Insurance didn't go up tho.
oh and that's with PLPD... blah... don't know if I get a good student discount, but I sure did make sure to call them and tell them to give me that air bag and ABS discount the second I found out we weren't getting it!
I got one speeding ticket (in the dag gone minivan!!!) 44 in a 25... didn't get any points... but was a hefty sum. The magistrate was "reluctant" to take off the points. Insurance didn't go up tho.
oh and that's with PLPD... blah... don't know if I get a good student discount, but I sure did make sure to call them and tell them to give me that air bag and ABS discount the second I found out we weren't getting it!
#13
20 year old male, no speeding tickets[good ol inline was never that fast] no accidents that were my fault. my trucks are insured under my name but are on the same policy as 4 other family vehicles and our house.
1996 f150 - full coverage $63.00 a month
1982 f100 - liability only $29.00 a month
1996 f150 - full coverage $63.00 a month
1982 f100 - liability only $29.00 a month
#14
as stated in the other thread...
16, male, no accidents, full coverage and i'm payin 1500 per year so that comes out to 125 a month.. my insurace is with AAA and i have plus (so called, have the card and eveything)... thing is my insurace would be more, bout 500 more but i got the education discount, and Teen smart... also would have been cheaper to get a truck with airbags but this truck is SOLID.. truck specs are in my sig :/... end rant
16, male, no accidents, full coverage and i'm payin 1500 per year so that comes out to 125 a month.. my insurace is with AAA and i have plus (so called, have the card and eveything)... thing is my insurace would be more, bout 500 more but i got the education discount, and Teen smart... also would have been cheaper to get a truck with airbags but this truck is SOLID.. truck specs are in my sig :/... end rant
Last edited by Aznboi; 03-02-2006 at 11:55 PM.